Retirement Bonds

 Managing your Retirement Living

As people age, many choose to move into supported living and Retirement Villages are becoming increasingly popular. That is, people having their own unit in a village area, with shared activities and increased support compared to what they would get living at home.

“Owning” a Unit in a Retirement Village is not necessarily the same as regular real estate ownership. There are many ways that you can occupy a unit in a Retirement VIllage

The most common forms of occupation are Licence, Long-term Lease, and Strata Title Ownership. Many of these involve the payment of a bond that can be repaid or passed on to family members when a resident leaves their Retirement Village accommodation.

At CBKBS Business Solutions we can help families manage retirement living and retirement bonds.

Here is a quick rundown of the common retirement living structures.

common retirement living structures

A Licence Agreement

A Licence arrangement means ownership remains with the developer. The older person that wants to move in pays a licensing fee allowing them to occupy the premises. Some of this money may be returned at the end of their occupation.

Long Term Lease

Another option common is the long term lease. There are more obligations on the owner of the property and the contract of lease gives some certainty to the resident of the apartment.

Strata Title

In some Retirement Villages, ownership of a unit is sold and a purchaser can take ownership of a strata title. This is similar to owning any other unit where you have ownership over a property. You will have ongoing body corporate fees to cover shared costs for communal spaces, but you will also get some say over the ongoing nature of these shared spaces and the running of the village.

At CBKBS Business Solutions we can ensure you have access to the right advice, allowing you to make informed choices before a family member moves into a Retirement VIllage.

No matter your choice of accommodation, the team at CBKBS Business Solutions can help you manage Retirement Bonds and payments. 

At CBKBS Business Solutions we know how hard it can be for you to understand different retirement living options and any Retirement Bonds you may need to pay.  It’s not your area of expertise. If you’d like help with Retirement Bonds to give your family some certainty with planning, please get in touch today for a no obligation quote. 

Contact us today to learn more about our Retirement Bond management services


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Retirement Bonds

Planning the next chapter in your life or just planning ahead. It is always good to get your ducks in a row, CBKBS are experienced in retirement bonds and are very happy to walk you through the process. Get in touch with CBKBS today so you don’t need to worry about tomorrow.

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