Cash Flow Budgeting for Your Business

It is imperative for any business that they have a comprehensive cash budget to allow them to plan for, and ensure that they have, adequate cash flow for their business activities. At CBKBS Business Solutions we work with clients across a number of industries to help them prepare cash flow budgeting and ensure that they have proper planning for their business.

Managing your cash flow is vital for any business. It doesn’t matter what industry you are in. There are a number of reasons why this could be the case.

You could have seasonal variations in your business, where you are busier at one time of the year than at others. You have regular expenses that you need to ensure you are able to pay – as well as your tax and other business obligations. Poor cash flow budgeting can be disastrous for any business.

The experts at CBKBS Business Solutions have years of experience across a variety of industries. We want to ensure the success of your business and know that a critical part of this is ensuring that your cash flow is managed effectively.

What does Cash Flow Budgeting Mean And Why Is It Necessary?

Cash, and specifically cash flow, is the life blood of any business. Your business may look good on paper but if you are not keeping an eye on cash flow you could be destined for trouble. Simply put, when we say cash flow we are talking about cash in and cash out of your bank account over a defined period. A budget allows you to identify any upcoming income you expect, any upcoming payments you should expect and then identify whether you will have enough cash to cover these payments. 

This allows you to plan for the future and ensure that you have enough cash to meet your expenses. There may always be unexpected income or expenses, and you can’t predict everything, but this budgeting and planning helps a business make more confident and informed decisions.

How CBKBS Business Solutions can help

Our expert team has the skills to ensure that we can work with you on your budgeting and forecasting, by analysing historical data and looking at your future plans. From this we can work with you to identify expected revenue and expenses. This will enable us to work with you to identify cash surpluses or deficits. This can help you identify where you need to increase cash inflows and potential areas to decrease expenses. A budget will help you make better financial decisions. 


At CBKBS Business Solutions we know how hard it can be for you to keep track of your books and to develop a budget. It’s not your area of expertise. If you’d like help with cash flow budgeting to give your business some certainty with planning, please get in touch today for a no obligation quote. 

Contact us today to learn more about our cash flow budgeting services


Are you looking for an experienced bookkeeper to maintain and support your business? A bookkeeper is responsible for providing accurate and up to date financial information regarding your business. Keep your books on track with CBKBS.


When starting a business it is always a great idea to have people in your corner that know what they are doing. You need support and someone who can minimise stress, having a bookkeeper that can also manage your Payroll is one stress you no longer have. CBKBS are happy to help with the management of your payroll, giving you more time to spend on more important things.

EOFY Adjustments

Preparing for the end of the financial year can be pretty daunting if you do not know what you are doing, no matter what stage you are in within your business. You always need someone on your team who can prepare you and know exactly what they are doing. CBKBS are helpful, knowledgeable and experienced.


Budgeting can be a hard part of any business and home life, finding a bookkeeper who can not only keep on top of all of your paperwork with the ATO but can help you budget and get on track is a priceless tool to have a part of any business. CBKBS are a vital part of every operation they are involved with, having many years of experience, Carla can get your finances on track.

Retirement Bonds

Planning the next chapter in your life or just planning ahead. It is always good to get your ducks in a row, CBKBS are experienced in retirement bonds and are very happy to walk you through the process. Get in touch with CBKBS today so you don’t need to worry about tomorrow.

Work Cover

Whether you are self employed, sub contracted or employed by a company, looking after your own wellbeing should come first. Unexpected things can happen in life and we would always like to be in the best position. CBKBS can help you understand why you need work cover, why it is important and how to go about it. Call CBKBS today for the safety of yourself and others.

Accounting Software

Accounting software is fast paced and always evolving, having a bookkeeper who is up to date with all accounting software is an absolute must these days. In modern day society it is so important that your bookkeeper has your best interest in mind. CBKBS are always learning and will always put your business first.


Are you on top of your BAS and IAS? Or are you looking to find a bookkeeper who can help you through all stages of your business activities. It can be fairly daunting starting a new business and not knowing what to pay and when to pay it. When hiring CBKBS to look after you and your BAS and or IAS you will confidently know you are being looked after.

Business Health Check

Finding a good bookkeeper is hard but finding a great one is even harder. CBKBS will handle all of your bookkeeping needs, including a business health check. A small business health check is an in depth look into your business finance. It is an easier way to find any issues or potential issues and will give you ways to resolve any problems. CBKBS highly suggest every business get a business health check.

Preparing Reports

When hiring a bookkeeper, you are employing someone to oversee your business and make sure that your business is always in order. From informing of government regulations and grants to preparing your annual reports. CBKBS will prepare reports for you so you are able to track and is a measurable format of what your losses and profits are from the year. CBKBS recommended receiving reports so you can keep your business on track.

Rescue Jobs

Are you in need of a bookkeeper who is experienced in rescue jobs? If your books are older than three months old and you are in any of the following scenarios, you will be in need of a rescue job: Need to lodge outstanding BAS for months or years, Behind in your superannuation contributions, Behind in your tax return lodgement A lot of time people put off doing or catching up on their lodgements due to the fear of a bill from the ATO. Unfortunately for every quarter that you miss or that your lodgement is overdue, you will face penalties. CBKBS can take the stress away from letting your bills get on top of you.

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